This scenario is illustrative. The names, numbers and files are synthetic and describe how the workflow runs, not a real operation.
The situation
A logistics contractor borrowed heavily from a consortium of public-sector lenders, then declared insolvency within eighteen months. Early audit work suggests the money was moved into shell companies and property held in other names, but manual tracing through eighteen binders of seized company papers has stalled.
The difficulty
The borrower, Vikramaditya Transport & Logistics Ltd, looks legitimate on paper: company filings, tax returns, audited accounts. The trail is hidden three ways:
- Layered companies. Funds pass through four tiers of companies before leaving the country.
- Nominee directors. The directors of the middle companies are clerks and domestic staff on nominal pay.
- Paper offices. The companies list offices in three cities that turn out to be mail drops.
How the investigator works it in Anvexer
The investigation team opens a case and uploads the seized files: scanned loan sanction memos, bank statements and director declarations. They name the borrower as the subject and start aspect-based research. Anvexer reads the uploads and researches company records and the open web.
1. The shortest path
The association graph traces the money from the borrower to an offshore entity:
- Loan funds paid to Vikramaditya Transport Ltd
- Moved as an "equipment advance" to Blue Horizon Trading
- Split between two paper companies with one director in common, Sunita Mehra
- Invoiced out to Apex Global FZE (Dubai) as consultancy fees
2. The nominee director
Company records show Sunita Mehra as a director in fourteen filings across the network. Among the seized papers is an unregistered power of attorney in which she hands full banking powers to the promoter's brother.
3. Every hop cited
Each link in the chain is footnoted to the page of the loan memo, bank statement or filing it rests on, with its Admiralty rating.
The result
Anvexer maps the shortest path from the defaulting borrower to the offshore entity through two intermediary paper companies, and isolates one common nominee director across fourteen filings. The investigating team gets a cited dossier and graph to take forward; the legal steps that follow are theirs to decide.